Category Archives: Tips

How to Save for a Deposit and Secure a Loan

How to Save for a Deposit and Secure a Loan

Save for a Deposit – Buying a car or home can be quite expensive. For most people, this means applying for finance from a lending institution like a bank. One of the easiest ways to lower the total cost of the loan is by saving for a deposit. A deposit is the contribution you make towards the purchase of a house or car. Your chances of securing a loan are higher if you can put down a deposit of 10% to 20%. You may also get a lower interest rate as a result. Continue reading

Secure your business loan

Secure your business loan – 10 useful Tips

Running a small business is no easy feat. Along with various opportunities come numerous challenges. The reality is that cash is king when running a small business. For many business owners, getting access to cash can be challenging in the first few years. Businesses often have working capital needs and other general expenses which are unavoidable. Finding the money to take care of these capital needs can be challenging. Continue reading

Home Loans

Qualifying for Home Loans in South Africa

Home Loans – Getting your own property may be one of the biggest purchases you’ll make in your life. This is why it’s important that you’re well-informed about the home-buying process. One of the main things many people consider when thinking of buying a home are the benefits of home-ownership over renting. The reality is that one of the benefits of owning a home is that you will accumulate wealth. With equity in your home, you can also take cash loans out on the property. Continue reading