ec loans

EC Loans – quick cash loans specialists

EC Loans – Life is known to be unpredictable at times. Expenses can come up at the most unexpected of times, making it challenging to stick to a budget. At times like this it can be helpful to get some help in the form of extra funds from a micro financial institution. EC Loans is a micro lending institution that specialises in providing quick cash loans. Having access to a quick cash loan can be ideal for when you need finance to pay for an emergency medical bill, or for school fees or for car repairs.

Good reasons to choose EC Loans

The loans that are provided are unsecured, so individuals applying for a loan don’t need to worry about putting up assets as a form of collateral. EC Loans offers affordable and practical rates and instalment terms. You have the option to choose a reimbursement period that suits your budget and bank account.

If you have a bad credit record you can benefit from a personal loan from EC Loans. As long as you can provide proof that you can afford to repay the loan, EC Loans will consider your application. Once you have been approved for a loan, you’ll have a cash injection to help keep you afloat.

The convenient online application saves you time and money. You can save on travel costs and apply from wherever you are. Loans that are granted are based on individual needs and financial standing. Individuals can get access to loan amounts of between R1000 and R120 000.

What are the qualifying criteria?

  • Be above the age of 18 years
  • Be permanently employed for at least 3 months at your current employer
  • Earn a minimum gross salary of R2000 per month
  • Have an active South African bank account with debit order facilities
  • Be a South African citizen with a valid South African ID

To contact EC Loans, call: 087 943 2500 or send an email to or